Reaffirmation agreement - An agreement by a debtor to continue paying a dischargeable debt after the bankruptcy, usually for the purpose of keeping collateral or mortgaged property that would otherwise be subject to repossession.⏎
Prosecute - To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government⏎
Petty offense - A federal misdemeanor punishable by six months or less in prison.⏎
Proof of claim - A written statement describing the reason a debtor owes a creditor money, which typically sets forth the amount of money owed. (There is an official form for this purpose.)⏎