Conviction - A judgment of guilt against a criminal defendant.⏎
De novo - Latin, meaning "anew." A trial de novo is a completely new trial. Appellate review de novo implies no deference to the trial judge's ruling.⏎
Consumer debts - Debts incurred for personal, as opposed to business, needs.⏎
Confirmation - Approval of a plan of reorganization by a bankruptcy judge.⏎
Equity - The value of a debtor's interest in property that remains after liens and other creditors' interests are considered. (Example: If a house valued at $60,000 is subject to a $30,000 mortgage, there is $30,000 of equity.)⏎